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2027 COLA Calculator › VA Chapter 30 MGIB Rates

2027 VA Chapter 30 Montgomery GI Bill Rates Calculator

Look up Official Chapter 30 (MGIB-AD) monthly rates for Oct 2026–Sep 2027 — by service length and enrollment. Nothing leaves your browser.

Montgomery GI Bill Active Duty · current FY Official · FY Oct 2026–Sep 2027

VA table effective Oct 1, 2026 · Full-time 3+ years $2,601/mo · Not affiliated with VA

Your situation

Pick service length, training type, and enrollment. Rates are Official for this fiscal year.

Service band on your MGIB award (usually 3+ years for full MGIB-AD).

Institutional covers college and non-college degree programs. Correspondence and flight show VA’s percentage rules — not a dollar estimate.

Under ½ time, VA pays the listed rate or your tuition & fees — whichever is less.

Planning notes (do not change the rate math)

  • MGIB-AD typically pays the veteran directly (not the school) for up to 36 months of entitlement.
  • Many awards have a 10-year delimiting date from separation — check your Certificate of Eligibility.
  • Buy-Up ($600 extra contribution) can raise the monthly amount; confirm with VA — not added here.
  • Apply / verify at VA Montgomery GI Bill Active Duty.

Estimated monthly MGIB rate

Official · FY Oct 2026–Sep 2027

$2,601.00 /month

Full-time institutional · 3+ years service

Monthly$2,601.00
Rough annual (×12)$31,212.00
FYOct 26–Sep 27
Service3+ yr

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Short answer: Official Chapter 30 (MGIB-AD) rates for Oct 1, 2026 – Sep 30, 2027: institutional full-time with 3+ years service $2,601/mo (¾ $1,950.75, ½ $1,300.50, ≤¼ $650.25). With 2–3 years service, full-time is $2,110. OJT starts at $1,950.75 (3+) or $1,582.50 (2–3) for the first 6 months. See also Chapter 35 DEA and Chapter 31 VR&E.

Official Chapter 30 rates (FY Oct 2026–Sep 2027)

Amounts below match VA’s published Montgomery GI Bill Active Duty (MGIB-AD) table, effective October 1, 2026 through September 30, 2027.

Institutional training — 3+ years active duty

EnrollmentMonthly rate
Full-time$2,601.00
¾ time$1,950.75
½ time$1,300.50
Less than ½, more than ¼$1,300.50 or tuition & fees (lesser)
¼ or less$650.25 or tuition & fees (lesser)

Institutional training — 2–3 years active duty

EnrollmentMonthly rate
Full-time$2,110.00
¾ time$1,582.50
½ time$1,055.00
Less than ½, more than ¼$1,055.00 or tuition & fees (lesser)
¼ or less$527.50 or tuition & fees (lesser)

OJT / apprenticeship

Period3+ years2–3 years
First 6 months$1,950.75$1,582.50
Second 6 months$1,430.55$1,160.50
Remainder$910.35$738.50

Correspondence: VA generally pays 55% of approved charges. Flight training: generally 60% of approved costs. Those paths are informational here — confirm entitlement and remaining months with VA.

Frequently asked questions

What is the Chapter 30 full-time rate right now?

Official $2,601 per full month for institutional training with 3+ years of qualifying active duty (Oct 1, 2026 – Sep 30, 2027). With 2–3 years of service, full-time is $2,110.

What about the $600 Buy-Up program?

Some service members paid an extra $600 into MGIB Buy-Up, which can increase the monthly benefit. This page shows the base Official table only. Check your award or call VA for any Buy-Up add-on — we do not invent those amounts.

How long can I use Chapter 30?

Typical entitlement is up to 36 months. Many veterans also face a 10-year use window from separation (exceptions exist). Your Certificate of Eligibility is the source of truth.

Does MGIB pay the school or me?

Chapter 30 usually pays the veteran directly for institutional training (unlike Post-9/11 GI Bill tuition payments to the school). Confirm how your school certifies enrollment.

Is this an official VA tool?

No. Planning aid only. Not affiliated with the U.S. Department of Veterans Affairs. Not legal advice.

Sources

Other calculators on this site

Monthly MGIB$2,601.00/mo